
KiwiSaver First Home Withdrawal: How It Actually Works
Three years of membership, the $1,000 you must leave behind, and why the money goes to your lawyer, not you.
Plain-English guides to buying, borrowing, refixing, investing and protecting what you’ve built, written by The Mortgage Advisers team for New Zealand buyers and homeowners.

Three years of membership, the $1,000 you must leave behind, and why the money goes to your lawyer, not you.

The First Home Grant closed on 22 May 2024 and nothing replaced it. Here are the three things that still exist, including a 5% deposit loan.

What a flats plan is, what makes a title defective, and why a deck built in 1998 can stop your home loan dead.
More guides on this topic are coming soon.
Use the guides to understand the rules, then test your own situation.
Guides cover the general rules. A free chat with Sarah or Nik covers your situation.
Our guides are general information only and are not personalised financial advice.