
Rising Star Award
Recognised by NZ Adviser as one of the industry’s rising stars in 2026.
Mortgage Adviser
Getting a home loan doesn’t have to feel like navigating the deep unknown. As a dedicated Mortgage Adviser at Loan Market, Sarah Hood is here to make your lending journey clear, educational and stress-free.





Sarah turns complex bank jargon into an empowering experience.
Sarah was a teacher before moving into mortgage advice, and her heart for teaching has never left her. She is passionate about educating and empowering her clients, helping them understand their options, make confident decisions and achieve the best possible outcome.
Whether you’re buying your first home, upgrading to your next home, investing in property or refinancing your existing loan, Sarah focuses on securing the right approval so you can achieve your financial goals with total confidence.
From the first conversation through to settlement, Sarah communicates clearly, stays close and guides her clients every step of the way. She compares lending criteria, rates, cashback offers and bank products across multiple banks and lenders, then explains the reasoning behind each recommendation.
Clear guidance whether it is your first home, your next move or your investment portfolio.
Deposit options, KiwiSaver, pre-approval and what lenders look for, explained in plain English before you start looking.
Learn moreWorking out your equity, lining up the sale and purchase, and structuring the next loan around your plans.
Learn moreUsing the equity in your home, how lenders treat rental income and the right structure for a rental.
Learn moreComparing staying with your bank against moving, including rates, cashbacks, break fees and clawbacks.
Learn moreRecognised at New Zealand’s national mortgage industry awards three years running.

Recognised by NZ Adviser as one of the industry’s rising stars in 2026.

Named in NZ Adviser’s Elite Women 2026. View the Elite Women list

Excellence Awardee, First Mortgage Trust New Adviser of the Year. View the 2026 awardees

Excellence Awardee, First Mortgage Trust New Adviser of the Year. View the 2025 awards

Excellence Awardee, First Mortgage Trust New Adviser of the Year. Read Sarah’s awardee profile
Sarah is North Shore-based and works with buyers and homeowners across Auckland, including the North Shore, West Auckland, South Auckland and East Auckland. Appointments can be in person, by phone or by video.
Yes. Sarah Hood is a Mortgage Adviser with Loan Market, which gives her access to a wide range of banks and non-bank lenders. Her disclosure statement sets out how she is paid and the lenders she works with.
Sarah gets a clear picture of your income, deposit, debts and goals, then explains what you could borrow, the options available and the documents a lender will need. Nothing is submitted to a lender until you are ready.
Yes. Each lender treats self-employed income and low deposit applications differently. Sarah compares how lenders assess your situation and recommends the ones most likely to approve it.
Contact Sarah Hood at Loan Market today to get started. The first chat is about understanding your situation, not selling you a loan.